Savings Calculator
See how compound interest grows your money.
Final balance
$176,472
Total contributions
$77,000
Total interest earned
$99,472
How it works
Compound interest grows your balance using A = P(1 + r/n)^(nt) plus the future value of recurring contributions. The earlier you start, the more time your money has to compound — a saver who begins at 25 typically beats one who starts at 35 with twice the monthly contribution. Consistency matters more than amount.